{
    "info": {
        "_postman_id": "smartdata-kyc-api-v1",
        "name": "SmartData KYC API",
        "description": "SmartData KYC API — Identity & Business Verification\n\nBase URL: https://mysmartdata.tech\nSandbox Base: https://mysmartdata.tech/api/v1/sandbox\nProduction Base: https://mysmartdata.tech/api/v1\n\nSandbox API Key: sb_test_smartdata_sandbox_key_2025\n\nGenerated: 2026-10-19T06:47:08+00:00\n\nTest NRC Numbers:\n  100100/10/1 — Mwamba Chanda Kapembwa (Active)\n  200200/20/1 — Thandiwe Bwalya Mwale (Active)\n  300300/30/1 — Joseph Tembo Banda (Active)\n  400400/40/1 — Grace Mutale Phiri (Active)\n  500500/50/1 — Daniel Mulenga Zulu (Active)\n  600600/60/1 — Esther Nakamba Lungu (Active)\n  700700/70/1 — Peter Chisanga Mumba (Deceased)\n  800800/80/1 — Mary Chilufya Kasonde (Active)\n  900900/90/1 — James Kalaba Simwanza (Active)\n  111111/11/1 — Charity Mwila Sakala (Active)",
        "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json"
    },
    "variable": [
        {
            "key": "base_url",
            "value": "https://mysmartdata.tech",
            "type": "string",
            "description": "Production base URL"
        },
        {
            "key": "sandbox_base_url",
            "value": "https://mysmartdata.tech/api/v1/sandbox",
            "type": "string",
            "description": "Sandbox base URL — free, no auth required"
        },
        {
            "key": "sandbox_api_key",
            "value": "sb_test_smartdata_sandbox_key_2025",
            "type": "string",
            "description": "Sandbox API key — use for all sandbox requests"
        },
        {
            "key": "production_api_key",
            "value": "YOUR_PRODUCTION_API_KEY",
            "type": "string",
            "description": "Your production sk_... API key from the dashboard"
        }
    ],
    "item": [
        {
            "name": "🟡 Sandbox (No Auth Required)",
            "description": "All sandbox endpoints are free to use. No registration needed. Responses include _sandbox: true.",
            "item": [
                {
                    "name": "POST Single NRC Lookup — KYC (NHIMA + PACRA + Airtel + ZRA)",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "sb_test_smartdata_sandbox_key_2025",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"nrc_number\": \"263327\\/71\\/1\",\n    \"country\": \"ZM\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{sandbox_base_url}}/kyc/lookup",
                            "host": [
                                "{{sandbox_base_url}}"
                            ],
                            "path": [
                                "kyc",
                                "lookup"
                            ]
                        },
                        "description": "Bundled sandbox KYC lookup.\n\nTest NRC: 263327/71/1\nReturns 200 with NHIMA, PACRA, Airtel, and ZRA payloads.\nImport this collection into Postman → Mock Server to demo without hitting the live API."
                    },
                    "response": [
                        {
                            "name": "200 — 263327/71/1 (NHIMA + PACRA + Airtel + ZRA)",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-SB-20260831-KYC001\",\n    \"nrc_number\": \"263327/71/1\",\n    \"country\": \"ZM\",\n    \"data\": {\n        \"nhima\": {\n            \"found\": true,\n            \"status\": \"Registered\",\n            \"member_number\": \"NHI-2021-88421\",\n            \"scheme\": \"Formal Sector\",\n            \"full_name\": \"Andrew Simwizi\",\n            \"nrc\": \"263327/71/1\",\n            \"employer\": {\n                \"entity_id\": \"120200000001\",\n                \"name\": \"Smart Data Limited\",\n                \"status\": \"Registered\"\n            },\n            \"dependents\": [\n                {\n                    \"full_name\": \"Mary Simwizi\",\n                    \"relationship\": \"Spouse\",\n                    \"status\": \"Active\"\n                }\n            ]\n        },\n        \"pacra\": {\n            \"found\": true,\n            \"directorships\": [\n                {\n                    \"company_name\": \"Simwizi Holdings Limited\",\n                    \"registration_number\": \"120200012345\",\n                    \"status\": \"Active\",\n                    \"company_type\": \"Private Company Limited by Shares\",\n                    \"role\": \"Director\",\n                    \"date_of_registration\": \"2020-03-18\",\n                    \"nature_of_business\": \"Information technology consultancy\",\n                    \"isic_code\": \"6202\",\n                    \"isic_description\": \"Computer consultancy and computer facilities management activities\"\n                }\n            ]\n        },\n        \"airtel\": {\n            \"found\": true,\n            \"network\": \"Airtel\",\n            \"msisdn\": \"0973790404\",\n            \"first_name\": \"andrew\",\n            \"last_name\": \"simwizi\",\n            \"full_name\": \"andrew simwizi\",\n            \"nrc\": \"263327711\",\n            \"status\": \"SUBS\",\n            \"verified\": true\n        },\n        \"zra\": {\n            \"found\": true,\n            \"tpin\": \"1002633271\",\n            \"taxpayer_name\": \"Andrew Simwizi\",\n            \"taxpayer_type\": \"Individual\",\n            \"status\": \"Active\",\n            \"nrc\": \"263327/71/1\",\n            \"registration_date\": \"2018-06-12\"\n        }\n    },\n    \"message\": \"KYC lookup successful.\",\n    \"_sandbox\": true\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "404 — Unknown NRC",
                            "status": "Not Found",
                            "code": 404,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"reference\": \"SD-SB-20260831-XXXXXX\",\n    \"error\": {\n        \"code\": \"SMARTDATA_NOT_FOUND\",\n        \"message\": \"ID number not found in the sandbox KYC catalogue.\"\n    },\n    \"_sandbox\": true,\n    \"_hint\": \"Use test NRC 263327/71/1\"\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "GET Test Data Catalogue",
                    "request": {
                        "method": "GET",
                        "header": [],
                        "url": {
                            "raw": "{{sandbox_base_url}}/test-data",
                            "host": [
                                "{{sandbox_base_url}}"
                            ],
                            "path": [
                                "test-data"
                            ]
                        },
                        "description": "Returns the full list of test NRC numbers and business search terms available in the sandbox."
                    }
                },
                {
                    "name": "POST NRC Verify — Sandbox",
                    "item": [
                        {
                            "name": "100100/10/1 — Mwamba Chanda Kapembwa",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"100100\\/10\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Mwamba Chanda Kapembwa (Status: Active)."
                            }
                        },
                        {
                            "name": "200200/20/1 — Thandiwe Bwalya Mwale",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"200200\\/20\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Thandiwe Bwalya Mwale (Status: Active)."
                            }
                        },
                        {
                            "name": "300300/30/1 — Joseph Tembo Banda",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"300300\\/30\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Joseph Tembo Banda (Status: Active)."
                            }
                        },
                        {
                            "name": "400400/40/1 — Grace Mutale Phiri",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"400400\\/40\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Grace Mutale Phiri (Status: Active)."
                            }
                        },
                        {
                            "name": "500500/50/1 — Daniel Mulenga Zulu",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"500500\\/50\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Daniel Mulenga Zulu (Status: Active)."
                            }
                        },
                        {
                            "name": "600600/60/1 — Esther Nakamba Lungu",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"600600\\/60\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Esther Nakamba Lungu (Status: Active)."
                            }
                        },
                        {
                            "name": "700700/70/1 — Peter Chisanga Mumba",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"700700\\/70\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Peter Chisanga Mumba (Status: Deceased)."
                            }
                        },
                        {
                            "name": "800800/80/1 — Mary Chilufya Kasonde",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"800800\\/80\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Mary Chilufya Kasonde (Status: Active)."
                            }
                        },
                        {
                            "name": "900900/90/1 — James Kalaba Simwanza",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"900900\\/90\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for James Kalaba Simwanza (Status: Active)."
                            }
                        },
                        {
                            "name": "111111/11/1 — Charity Mwila Sakala",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"111111\\/11\\/1\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "Sandbox NRC verification for Charity Mwila Sakala (Status: Active)."
                            }
                        },
                        {
                            "name": "999999/99/9 — NOT FOUND — triggers 404 error",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"nrc_number\": \"999999\\/99\\/9\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/nrc/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "nrc",
                                        "verify"
                                    ]
                                },
                                "description": "This NRC is not in the fixture — will return a 404 SMARTDATA_NOT_FOUND error. Useful for testing error handling."
                            }
                        }
                    ]
                },
                {
                    "name": "POST Business Verify — Sandbox",
                    "item": [
                        {
                            "name": "Acme Corp",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"Acme Corp\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "Returns Acme Corporation Limited (COMP/2015/12345)"
                            }
                        },
                        {
                            "name": "Zanaco",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"Zanaco\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "Returns Zambia National Commercial Bank Plc"
                            }
                        },
                        {
                            "name": "Trade Kings",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"Trade Kings\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "Returns Trade Kings Limited"
                            }
                        },
                        {
                            "name": "Shoprite",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"Shoprite\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "Returns Shoprite Holdings Zambia Limited"
                            }
                        },
                        {
                            "name": "COMP/2015/12345",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"COMP\\/2015\\/12345\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "Lookup by registration number — returns Acme Corp"
                            }
                        },
                        {
                            "name": "NonExistentCo",
                            "request": {
                                "method": "POST",
                                "header": [
                                    {
                                        "key": "X-API-Key",
                                        "value": "sb_test_smartdata_sandbox_key_2025",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Content-Type",
                                        "value": "application/json",
                                        "type": "text"
                                    },
                                    {
                                        "key": "Accept",
                                        "value": "application/json",
                                        "type": "text"
                                    }
                                ],
                                "body": {
                                    "mode": "raw",
                                    "raw": "{\n    \"search_term\": \"NonExistentCo\",\n    \"country\": \"ZM\"\n}",
                                    "options": {
                                        "raw": {
                                            "language": "json"
                                        }
                                    }
                                },
                                "url": {
                                    "raw": "{{sandbox_base_url}}/business/verify",
                                    "host": [
                                        "{{sandbox_base_url}}"
                                    ],
                                    "path": [
                                        "business",
                                        "verify"
                                    ]
                                },
                                "description": "NOT FOUND — triggers 404 error for testing error handling"
                            }
                        }
                    ]
                }
            ]
        },
        {
            "name": "🟢 Production (API Key Required)",
            "description": "Production endpoints require a valid sk_... API key. Credits are deducted per verification.",
            "item": [
                {
                    "name": "POST NRC KYC Aggregate",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"nrc\": \"123456\\/78\\/1\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/nrc-kyc/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "nrc-kyc",
                                "verify"
                            ]
                        },
                        "description": "Resolve one NRC into identity, linked mobile numbers, and health-insurance status.\n\nRequired header: X-API-Key (scope: nrc.verify)\nThe aggregate is charged once after identity resolution. Subsections can be unavailable while the response remains HTTP 200."
                    },
                    "response": [
                        {
                            "name": "Aggregate — All Sections Available",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260905-AGG001\",\n    \"identity\": {\n        \"name\": \"John Doe\",\n        \"nrc\": \"123456/78/1\",\n        \"dob\": \"1990-01-15\",\n        \"gender\": \"Male\",\n        \"tpin\": \"1001234567\",\n        \"document_status\": \"Active\"\n    },\n    \"mobile\": {\n        \"available\": true,\n        \"linked_numbers\": [\n            {\n                \"msisdn\": \"0970000000\",\n                \"network\": \"Airtel\",\n                \"status\": \"ACTIVE\",\n                \"registration_date\": \"2023-01-15\"\n            }\n        ]\n    },\n    \"nhima\": {\n        \"available\": true,\n        \"status\": \"Registered\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "Aggregate — NHIMA Unavailable",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260905-AGG002\",\n    \"identity\": {\n        \"name\": \"John Doe\",\n        \"nrc\": \"123456/78/1\",\n        \"dob\": \"1990-01-15\",\n        \"gender\": \"Male\",\n        \"tpin\": \"1001234567\",\n        \"document_status\": \"Active\"\n    },\n    \"mobile\": {\n        \"available\": true,\n        \"linked_numbers\": [\n            {\n                \"msisdn\": \"0970000000\",\n                \"network\": \"Airtel\",\n                \"status\": \"ACTIVE\",\n                \"registration_date\": \"2023-01-15\"\n            }\n        ]\n    },\n    \"nhima\": {\n        \"available\": false,\n        \"error\": \"Health-insurance service is unavailable.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "Aggregate — Invalid API Key",
                            "status": "Unauthorized",
                            "code": 401,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"reference\": \"SD-REF-20260905-AGG003\",\n    \"error\": {\n        \"code\": \"SMARTDATA_ACCESS_DENIED\",\n        \"message\": \"Invalid or revoked API key.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "Aggregate — NRC Not Found",
                            "status": "Not Found",
                            "code": 404,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"reference\": \"SD-REF-20260905-AGG004\",\n    \"error\": {\n        \"code\": \"NOT_FOUND\",\n        \"message\": \"NRC identity was not found.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "POST NRC Mobile Verify",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"nrc\": \"123456\\/78\\/1\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/nrc-mobile/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "nrc-mobile",
                                "verify"
                            ]
                        },
                        "description": "Look up mobile numbers linked to an NRC.\n\nRequired header: X-API-Key (scope: nrc.verify)"
                    },
                    "response": [
                        {
                            "name": "NRC Mobile Verify — Success",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"VER-20260905-53LJ4N\",\n    \"nrc\": \"123456/78/1\",\n    \"data\": {\n        \"nrc\": \"123456781\",\n        \"full_name\": \"John Doe\",\n        \"first_name\": \"John\",\n        \"last_name\": \"Doe\",\n        \"date_of_birth\": \"1990-01-01\",\n        \"gender\": \"Male\",\n        \"province\": \"Lusaka\",\n        \"district\": \"Lusaka\",\n        \"nationality\": \"Zambian\",\n        \"document_status\": \"VALID\",\n        \"linked_numbers\": [\n            {\n                \"msisdn\": \"0970000000\",\n                \"network\": \"Airtel\",\n                \"status\": \"ACTIVE\",\n                \"registration_date\": \"2023-01-15\"\n            }\n        ]\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "POST NRC Verify",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"nrc_number\": \"123456\\/78\\/1\",\n    \"country\": \"ZM\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/nrc/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "nrc",
                                "verify"
                            ]
                        },
                        "description": "Verify a National Registration Card (NRC) number.\n\nRequired header: X-API-Key (scope: nrc.verify)\nReplace nrc_number with the NRC to verify.\ncountry defaults to ZM if omitted."
                    },
                    "response": [
                        {
                            "name": "NRC Verify — Success",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260319-XXXX\",\n    \"id_number\": \"123456/78/1\",\n    \"data\": {\n        \"full_name\": \"John Doe\",\n        \"first_name\": \"John\",\n        \"last_name\": \"Doe\",\n        \"middle_name\": \"Michael\",\n        \"date_of_birth\": \"1990-01-15\",\n        \"gender\": \"Male\",\n        \"nationality\": \"Zambian\",\n        \"province\": \"Lusaka\",\n        \"district\": \"Lusaka\",\n        \"status\": \"Active\",\n        \"is_active\": true\n    },\n    \"message\": \"Verification successful.\"\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "NRC Verify — Not Found",
                            "status": "Not Found",
                            "code": 404,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"reference\": \"SD-REF-20260319-XXXX\",\n    \"error\": {\n        \"code\": \"SMARTDATA_NOT_FOUND\",\n        \"message\": \"ID number not found in the national database.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "NRC Verify — Invalid Key",
                            "status": "Unauthorized",
                            "code": 401,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"error\": {\n        \"code\": \"SMARTDATA_ACCESS_DENIED\",\n        \"message\": \"Invalid or revoked API key.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "POST Business Verify",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"search_term\": \"Acme Corp\",\n    \"country\": \"ZM\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/business/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "business",
                                "verify"
                            ]
                        },
                        "description": "Look up a business by name or registration number.\n\nRequired header: X-API-Key (scope: business.lookup)\nsearch_term: business name or registration number.\ncountry defaults to ZM if omitted."
                    },
                    "response": [
                        {
                            "name": "Business Verify — Success",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260319-XXXX\",\n    \"data\": {\n        \"company_name\": \"Acme Corporation Limited\",\n        \"registration_number\": \"COMP/2015/12345\",\n        \"status\": \"Active\",\n        \"company_type\": \"Private Company Limited by Shares\",\n        \"date_of_registration\": \"2015-06-20\",\n        \"address\": \"Plot 1234, Cairo Road, Lusaka\",\n        \"directors\": [\n            \"John Doe\",\n            \"Jane Smith\"\n        ]\n    },\n    \"message\": \"Business lookup successful.\"\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        },
                        {
                            "name": "Business Verify — Not Found",
                            "status": "Not Found",
                            "code": 404,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": false,\n    \"error\": {\n        \"code\": \"SMARTDATA_NOT_FOUND\",\n        \"message\": \"Business not found in the registry.\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "POST Mobile Verify",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"msisdn\": \"0973790404\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/mobile/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "mobile",
                                "verify"
                            ]
                        },
                        "description": "Look up a mobile number via the SmartData KYC API.\n\nRequired header: X-API-Key (scope: nrc.verify)"
                    },
                    "response": [
                        {
                            "name": "Mobile Verify — Success",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260826-XXXX\",\n    \"msisdn\": \"0973790404\",\n    \"data\": {\n        \"msisdn\": \"973790404\",\n        \"first_name\": \"andrew\",\n        \"last_name\": \"simwizi\",\n        \"full_name\": \"andrew simwizi\",\n        \"nrc\": \"263327711\",\n        \"status\": \"SUBS\",\n        \"verified\": true\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                },
                {
                    "name": "POST Health Insurance Verify",
                    "request": {
                        "method": "POST",
                        "header": [
                            {
                                "key": "X-API-Key",
                                "value": "{{production_api_key}}",
                                "type": "text"
                            },
                            {
                                "key": "Content-Type",
                                "value": "application/json",
                                "type": "text"
                            },
                            {
                                "key": "Accept",
                                "value": "application/json",
                                "type": "text"
                            }
                        ],
                        "body": {
                            "mode": "raw",
                            "raw": "{\n    \"lookup_type\": \"employee_status\",\n    \"national_id\": \"299352\\/24\\/1\"\n}",
                            "options": {
                                "raw": {
                                    "language": "json"
                                }
                            }
                        },
                        "url": {
                            "raw": "{{base_url}}/api/v1/health-insurance/verify",
                            "host": [
                                "{{base_url}}"
                            ],
                            "path": [
                                "api",
                                "v1",
                                "health-insurance",
                                "verify"
                            ]
                        },
                        "description": "Look up health-insurance registration via the SmartData KYC API.\n\nRequired header: X-API-Key (scope: nrc.verify)\nlookup_type: employee_status | beneficiaries | member | dependents\nEmployer lookup: POST /api/v1/health-insurance/employer with entity_id (scope: business.lookup)"
                    },
                    "response": [
                        {
                            "name": "Health Insurance Verify — Success",
                            "status": "OK",
                            "code": 200,
                            "header": [
                                {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                }
                            ],
                            "body": "{\n    \"success\": true,\n    \"reference\": \"SD-REF-20260826-XXXX\",\n    \"lookup_type\": \"employee_status\",\n    \"identifier\": \"299352/24/1\",\n    \"data\": {\n        \"status\": \"Registered\",\n        \"name\": \"Jane Banda\"\n    }\n}",
                            "_postman_previewlanguage": "json",
                            "originalRequest": []
                        }
                    ]
                }
            ]
        },
        {
            "name": "📋 Error Reference",
            "description": "Standard error codes returned by the SmartData KYC API:\n\nSMARTDATA_ACCESS_DENIED   — 401/403 — Invalid key, expired, or IP blocked\nSMARTDATA_RATE_LIMITED    — 429     — Too many requests\nSMARTDATA_INSUFFICIENT_BALANCE — 402 — Top up account balance\nSMARTDATA_NOT_FOUND       — 404     — ID or business not found\nSMARTDATA_COUNTRY_NOT_AVAILABLE — 403 — Country not on your plan\nSMARTDATA_SCOPE_NOT_PERMITTED — 403 — API key missing required scope\nSMARTDATA_SERVICE_UNAVAILABLE — 503 — Temporary outage, retry later",
            "item": []
        }
    ]
}